3966 Rustic LaneVacavilleCA95688
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3966 Rustic Lane, Vacaville, CA, 95688 in Vacaville earns its strong cash-flow label: 11.53% yield, $7,674/mo rent, $2,731/mo net income, DSCR 2.03. The $799,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $220,749 by year five. Combined with $6,698/yr in principal paydown, total projected return reaches $463,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $2,731 | $1,000 |
City averages based on Vacaville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,674 |
| Total Monthly Debt Service | $4,820 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
2.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95688, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,884 (100%) |
| Owner Occupied HU | 9,877 (66.4%) |
| Renter Occupied HU | 4,362 (29.3%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $705,327 |
| Average Home Value | $788,539 |
Housing Distribution
Address Breakdown
Residential
14,431
Single Family
13,486
Multi-Family
945
Businesses
1,215
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BAREIS
Mls Provider:
Mls ID: #326079335
