39604 Primrose PlDavisCA95616
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 39604 Primrose Pl, Davis, CA, 95616 in Davis at $1,349,500. Rental yield 6%. The 6% yield and 1.05 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $372,842 by year five, and $11,313/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $383,015.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 5.0% |
| Monthly Cash Flow | $(1,605) | $300 |
City averages based on Davis market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,743 |
| Total Monthly Debt Service | $8,140 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95616, Davis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,503 (100%) |
| Owner Occupied HU | 6,558 (33.6%) |
| Renter Occupied HU | 11,585 (59.4%) |
| Vacant Housing Units | 1,360 ( 7.0%) |
| Median Home Value | $848,099 |
| Average Home Value | $889,395 |
Housing Distribution
Address Breakdown
Residential
17,724
Single Family
11,603
Multi-Family
6,121
Businesses
1,221
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226033909
