396 SPOONBILL CircleSaint AugustineFL32095








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Augustine at 396 SPOONBILL Circle, Saint Augustine, FL, 32095 uses $142,214 cash to close to unlock $6,346/yr annual cash flow and $529/mo monthly cash flow. Total monthly income runs $3,376/mo, and a $2,100/mo payment keeps the spread at $529/mo. Purchase price stands at $429,000, and rental yield measures 9.44% with $3,376/mo rent. Return on cash invested shows 24.37% in year one, and 5% annual appreciation builds toward $118,525 over five years. Five-year ROI reaches 127.35% and total cumulative return in cash records $181,105. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,376/mo property income covering a $2,100/mo payment rather than investor’s personal income.
Single Family
Built in 2022
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32095, Saint Augustine, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,370 (100%) |
| Owner Occupied HU | 7,845 (69.0%) |
| Renter Occupied HU | 1,719 (15.1%) |
| Vacant Housing Units | 1,806 (15.9%) |
| Median Home Value | $547,345 |
| Average Home Value | $705,162 |
Housing Distribution
Address Breakdown
Residential
9,328
Single Family
9,172
Multi-Family
156
Businesses
479
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Listed by: DAVID FAIN • FUTURE HOME REALTY INC
Mls Name: realMLS
Mls ID: #2122236








