3957 Lister Ferry RdRainbow CityAL35906








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Rainbow City at 3957 Lister Ferry Rd, Rainbow City, AL, 35906 uses $61,294 cash to close to unlock $3,435/yr annual cash flow and $286/mo monthly cash flow. Total monthly income runs $1,354/mo, and a $905/mo payment keeps the spread at $286/mo. Purchase price stands at $184,900, and rental yield measures 8.79% with $1,354/mo rent. Return on cash invested shows 25.51% in year one, and 5% annual appreciation builds toward $51,084 over five years. Five-year ROI reaches 132.4% and total cumulative return in cash records $81,151. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,354/mo property income covering a $905/mo payment rather than investor’s personal income.
Single Family
Built in 1928
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35906, Rainbow City, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,832 (100%) |
| Owner Occupied HU | 2,856 (59.1%) |
| Renter Occupied HU | 1,556 (32.2%) |
| Vacant Housing Units | 420 ( 8.7%) |
| Median Home Value | $280,000 |
| Average Home Value | $325,519 |
Housing Distribution
Address Breakdown
Residential
4,829
Single Family
4,098
Multi-Family
731
Businesses
487
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Listed by: David Clokey • Clokey Realty Inc
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21886261
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS







