39502 S Fiesta Ranch RdTemeculaCA92591
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.17% gross rental yield, 39502 S Fiesta Ranch Rd, Temecula, CA, 92591 in Temecula is priced for capital growth, not immediate cash flow. The $1,961,005 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $541,790 by year five, with $18,061/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.77) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $401,087.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.0% |
| Monthly Cash Flow | $(5,618) | $300 |
City averages based on Temecula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,809 |
| Total Monthly Debt Service | $11,351 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92591, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,925 (100%) |
| Owner Occupied HU | 9,864 (61.9%) |
| Renter Occupied HU | 5,341 (33.5%) |
| Vacant Housing Units | 720 ( 4.5%) |
| Median Home Value | $682,401 |
| Average Home Value | $736,482 |
Housing Distribution
Address Breakdown
Residential
15,275
Single Family
12,346
Multi-Family
2,929
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92591, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,925 (100%) |
| Owner Occupied HU | 9,864 (61.9%) |
| Renter Occupied HU | 5,341 (33.5%) |
| Vacant Housing Units | 720 ( 4.5%) |
| Median Home Value | $682,401 |
| Average Home Value | $736,482 |
Housing Distribution
Address Breakdown
Residential
15,275
Single Family
12,346
Multi-Family
2,929
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: RANDY ANDERSON • RICHMOND AMERICAN HOMES
Mls Name: CRMLS
Mls ID: #IG26006733