3950 Old Mill RdBrandenburgKY40108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3950 Old Mill Rd, Brandenburg, KY, 40108 in Brandenburg worth study. Rental yield 5.45%. The 5.45% gross yield is below cash-flow benchmarks at $449,900, but 5% annual appreciation, adding $124,299 over five years, frames this as a capital growth position. Rent of $2,045/mo partially offsets the $2,023/mo payment. Ziffy Mortgage finances appreciation-play properties (1.01 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $125,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(693) | $1,100 |
City averages based on Brandenburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,045 |
| Total Monthly Debt Service | $2,559 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40108, Brandenburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,194 (100%) |
| Owner Occupied HU | 3,729 (71.8%) |
| Renter Occupied HU | 1,076 (20.7%) |
| Vacant Housing Units | 389 ( 7.5%) |
| Median Home Value | $234,602 |
| Average Home Value | $257,173 |
Housing Distribution
Address Breakdown
Residential
5,108
Single Family
5,104
Multi-Family
4
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40108, Brandenburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,194 (100%) |
| Owner Occupied HU | 3,729 (71.8%) |
| Renter Occupied HU | 1,076 (20.7%) |
| Vacant Housing Units | 389 ( 7.5%) |
| Median Home Value | $234,602 |
| Average Home Value | $257,173 |
Housing Distribution
Address Breakdown
Residential
5,108
Single Family
5,104
Multi-Family
4
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy L Fackler • Realty Advanced
Mls Name: GLARMLS
Mls ID: #1708603