395 Milam RdSouth FultonGA30213
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 395 Milam Rd, South Fulton, GA, 30213 in South Fulton worth study. Rental yield 3.58%. The 3.58% gross yield is below cash-flow benchmarks at $1,350,000, but 5% annual appreciation, adding $372,980 over five years, frames this as a capital growth position. Rent of $4,032/mo partially offsets the $6,070/mo payment. Ziffy Mortgage finances appreciation-play properties (0.66 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $242,077.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 7.0% |
| Monthly Cash Flow | $(4,184) | $300 |
City averages based on South Fulton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,032 |
| Total Monthly Debt Service | $7,679 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
10.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30213, Fairburn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,940 (100%) |
| Owner Occupied HU | 12,632 (63.4%) |
| Renter Occupied HU | 5,926 (29.7%) |
| Vacant Housing Units | 1,382 ( 6.9%) |
| Median Home Value | $334,936 |
| Average Home Value | $384,870 |
Housing Distribution
Address Breakdown
Residential
17,830
Single Family
15,764
Multi-Family
2,066
Businesses
919
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
10.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30213, Fairburn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,940 (100%) |
| Owner Occupied HU | 12,632 (63.4%) |
| Renter Occupied HU | 5,926 (29.7%) |
| Vacant Housing Units | 1,382 ( 6.9%) |
| Median Home Value | $334,936 |
| Average Home Value | $384,870 |
Housing Distribution
Address Breakdown
Residential
17,830
Single Family
15,764
Multi-Family
2,066
Businesses
919
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tenesha Giles • Real Estate Gurus Realty, Inc.
Mls Name: FMLS GA
Mls ID: #7665779