395 Camelback Rd APT 2Pleasant HillCA94523
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 395 Camelback Rd APT 2, Pleasant Hill, CA, 94523 in Pleasant Hill offers a clean, manageable entry. Rental yield 7.2%. DSCR 1.33 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $133,966 in additional property value over five years, with $4,466/yr in principal equity building ownership stake. Total projected cumulative return: $138,453.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.5% |
| Monthly Cash Flow | $(751) | $2,400 |
City averages based on Pleasant Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,909 |
| Total Monthly Debt Service | $3,467 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
$572 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94523, Pleasant Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,699 (100%) |
| Owner Occupied HU | 8,677 (59.0%) |
| Renter Occupied HU | 5,268 (35.8%) |
| Vacant Housing Units | 754 ( 5.1%) |
| Median Home Value | $968,587 |
| Average Home Value | $1,069,300 |
Housing Distribution
Address Breakdown
Residential
14,608
Single Family
10,988
Multi-Family
3,620
Businesses
1,349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
$572 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94523, Pleasant Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,699 (100%) |
| Owner Occupied HU | 8,677 (59.0%) |
| Renter Occupied HU | 5,268 (35.8%) |
| Vacant Housing Units | 754 ( 5.1%) |
| Median Home Value | $968,587 |
| Average Home Value | $1,069,300 |
Housing Distribution
Address Breakdown
Residential
14,608
Single Family
10,988
Multi-Family
3,620
Businesses
1,349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Soosan Rod • Coldwell Banker Realty
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls Provider:
Mls ID: #41084871
Disclaimer: Bay East 2025. CCAR 2025. bridgeMLS 2025. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2025-02-11 21:45:37 PST.