39441 Oak CtMechanicsvilleMD20659




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mechanicsville at 39441 Oak Ct, Mechanicsville, MD, 20659 listed at $469,900 pairs $3,312/mo rent with a $2,300/mo payment to leave $389/mo cash flow. Total monthly income runs $3,312/mo, and annual cash flow reaches $4,673/yr on $155,772 cash to close. Return on cash invested measures 22.91% in year one, and rental yield registers 8.46% at a $469,900 basis. Equity gained on principal adds $3,032/yr, and annual property appreciation at 5% supports $129,825 by year five. Five-year ROI tracks 118.98% and total cumulative return in cash totals $185,342. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,312/mo property income relative to a $2,300/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1977
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20659, Mechanicsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,777 (100%) |
| Owner Occupied HU | 7,403 (84.3%) |
| Renter Occupied HU | 990 (11.3%) |
| Vacant Housing Units | 384 ( 4.4%) |
| Median Home Value | $439,667 |
| Average Home Value | $481,639 |
Housing Distribution
Address Breakdown
Residential
8,461
Single Family
8,460
Multi-Family
1
Businesses
328
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Listed by: Gloria Abell • Coldwell Banker Premier
Mls Name: Bright MLS
Mls ID: #MDSM2028334







