3944 Trail Stone CircleCastle RockCO80108
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Castle Rock rental at 3944 Trail Stone Circle, Castle Rock, CO, 80108 sits in the solid-income band: 8.93% gross yield, $4,950/mo rent, $878/mo net after the $2,990/mo debt service, DSCR 1.66. Entry price of $665,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $183,727 and $6,125/yr in principal reduction bring total cumulative return to $308,477.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 4.8% |
| Monthly Cash Flow | $878 | $1,850 |
City averages based on Castle Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,950 |
| Total Monthly Debt Service | $3,808 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
6,534 sqft lot
$N/A/sqft
$274 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
6,534 sqft lot
$N/A/sqft
$274 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cheryl Bustin • RE/MAX Alliance
Mls Name: REcolorado
Mls Provider:
Mls ID: #7360062
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