3944 Becker StreetSchenectadyNY12304
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Schenectady at 3944 Becker Street, Schenectady, NY, 12304 offers a 8.71% rental yield on a $434,900 purchase with $3,156/mo rent. Total monthly income registers $3,156/mo, and a $2,129/mo payment leaves $251/mo available for distribution. Annual cash flow reaches $3,017/yr on $144,169 to close, and return on cash invested stands at 22% in year one. Equity gained on principal adds $2,806/yr while 5% annual appreciation supports $120,155 over five years. Portfolio math shows five-year ROI at 114.72% and total cumulative return in cash at $165,389. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,156/mo property income against a $2,129/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2009
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12304, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,827 (100%) |
| Owner Occupied HU | 5,220 (53.1%) |
| Renter Occupied HU | 4,011 (40.8%) |
| Vacant Housing Units | 596 ( 6.1%) |
| Median Home Value | $214,106 |
| Average Home Value | $258,404 |
Housing Distribution
Address Breakdown
Residential
8,914
Single Family
8,353
Multi-Family
561
Businesses
558
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Listed by: Ronald Adrian • Coldwell Banker Prime Properties
Mls Name: Global MLS
Mls ID: #202525698