394 Zephyr RoadWillistonVT05495
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 394 Zephyr Road, Williston, VT, 05495 in Williston at $574,000 earns $3,940/mo in rent and nets $121/mo after the $2,581/mo payment, a 8.24% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $158,586 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $5,287/yr in principal paydown, total projected return reaches $226,623.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $121 | $1,200 |
City averages based on Williston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,940 |
| Total Monthly Debt Service | $3,590 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2016
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05495, Williston, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,204 (100%) |
| Owner Occupied HU | 3,798 (73.0%) |
| Renter Occupied HU | 1,205 (23.2%) |
| Vacant Housing Units | 201 ( 3.9%) |
| Median Home Value | $555,293 |
| Average Home Value | $580,897 |
Housing Distribution
Address Breakdown
Residential
5,010
Single Family
4,353
Multi-Family
657
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2016
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05495, Williston, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,204 (100%) |
| Owner Occupied HU | 3,798 (73.0%) |
| Renter Occupied HU | 1,205 (23.2%) |
| Vacant Housing Units | 201 ( 3.9%) |
| Median Home Value | $555,293 |
| Average Home Value | $580,897 |
Housing Distribution
Address Breakdown
Residential
5,010
Single Family
4,353
Multi-Family
657
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices