3939 Anders RdCaryvilleFL32427
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 3939 Anders Rd, Caryville, FL, 32427 in Caryville, $149,900, 9.54% gross yield, $197/mo net income. Consider it a market-entry position, the $1,192/mo rent covers the $674/mo payment with a margin, and 5%/yr appreciation is projected to add $41,415 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.77) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $69,839.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $197 | $300 |
City averages based on Caryville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,192 |
| Total Monthly Debt Service | $935 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32427, Caryville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 684 (100%) |
| Owner Occupied HU | 446 (65.2%) |
| Renter Occupied HU | 96 (14.0%) |
| Vacant Housing Units | 142 (20.8%) |
| Median Home Value | $190,278 |
| Average Home Value | $213,178 |
Housing Distribution
Address Breakdown
Residential
536
Single Family
536
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32427, Caryville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 684 (100%) |
| Owner Occupied HU | 446 (65.2%) |
| Renter Occupied HU | 96 (14.0%) |
| Vacant Housing Units | 142 (20.8%) |
| Median Home Value | $190,278 |
| Average Home Value | $213,178 |
Housing Distribution
Address Breakdown
Residential
536
Single Family
536
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices