3920 Porter Gulch RdAptosCA95003








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Aptos at 3920 Porter Gulch Rd, Aptos, CA, 95003 generates $5,388/mo in rent and, after a $4,158/mo payment, leaves $133/mo in cash flow. Total monthly income is $5,388/mo, and annual cash flow is $1,593/yr on $279,486 invested. Return on cash invested sits at 20.63% in year one, and rental yield is 7.61% on a $849,500 entry. Equity gained on principal adds $5,482/yr, while 5% annual appreciation builds toward $234,701 over five years. Five-year ROI reaches 106.67% and total cumulative return in cash sums $298,137. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $5,388/mo property income rather than buyer’s personal income.
Single Family
Built in 1925
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95003, Aptos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,822 (100%) |
| Owner Occupied HU | 7,214 (61.0%) |
| Renter Occupied HU | 2,772 (23.4%) |
| Vacant Housing Units | 1,836 (15.5%) |
| Median Home Value | $1,307,054 |
| Average Home Value | $1,327,400 |
Housing Distribution
Address Breakdown
Residential
10,756
Single Family
10,373
Multi-Family
383
Businesses
621
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Listed by: Erika Reid • Bailey Properties
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82007571
Disclaimer: Based on information from the MLSListings MLS as of 2025-05-29 18:16:04 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.








