3920 Oak StMontgomeryAL36105








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montgomery at 3920 Oak St, Montgomery, AL, 36105 earns $265/mo cash flow from $919/mo rent with a $567/mo payment. Total monthly income totals $919/mo, and annual cash flow totals $3,181/yr on $38,421 capital. ROI tracks 28.19% on current figures, and rental yield reads 9.52% at a $115,900 purchase. Equity gained on principal adds $748/yr, and 5% annual appreciation supports $32,021 over five years. Five-year ROI reaches 146.65% and total cumulative return in cash sums $56,344. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $919/mo property income instead of your personal income.
Single Family
Built in 1956
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36105, Montgomery, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,109 (100%) |
| Owner Occupied HU | 2,443 (47.8%) |
| Renter Occupied HU | 1,669 (32.7%) |
| Vacant Housing Units | 997 (19.5%) |
| Median Home Value | $96,058 |
| Average Home Value | $158,936 |
Housing Distribution
Address Breakdown
Residential
4,329
Single Family
4,267
Multi-Family
62
Businesses
331
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Listed by: Kimeca Edwards • Quality Realty LLC
Mls Name: MAAR
Mls ID: #580305








