3920 N Franklin StPhiladelphiaPA19140
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3920 N Franklin St, Philadelphia, PA, 19140 in Philadelphia hard to pass up. The 10.92% gross yield on a $200,000 purchase results in $1,819/mo in rent and $509/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.02). Annual cash flow of $6,104, five-year appreciation of $55,256, and $1,842/yr in equity build-up combine for a projected total cumulative return of $108,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.8% |
| Monthly Cash Flow | $509 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,819 |
| Total Monthly Debt Service | $1,231 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1940
945 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19140, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,416 (100%) |
| Owner Occupied HU | 8,647 (38.6%) |
| Renter Occupied HU | 10,488 (46.8%) |
| Vacant Housing Units | 3,281 (14.6%) |
| Median Home Value | $98,038 |
| Average Home Value | $185,799 |
Housing Distribution
Address Breakdown
Residential
19,872
Single Family
18,671
Multi-Family
1,201
Businesses
1,473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1940
945 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19140, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,416 (100%) |
| Owner Occupied HU | 8,647 (38.6%) |
| Renter Occupied HU | 10,488 (46.8%) |
| Vacant Housing Units | 3,281 (14.6%) |
| Median Home Value | $98,038 |
| Average Home Value | $185,799 |
Housing Distribution
Address Breakdown
Residential
19,872
Single Family
18,671
Multi-Family
1,201
Businesses
1,473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: ANTHONY CAMERON • Chennault Real Estate
Mls Name: Bright MLS
Mls ID: #PAPH2543964