3920 Kaweonui RdPrincevilleHI96722
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3920 Kaweonui Rd, Princeville, HI, 96722 in Princeville fits: $1,999,999, 4.59% gross yield, and a projected 5% annual appreciation rate adding $552,563 in value within five years. Rental yield 4.59%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.85) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $18,420/yr in principal paydown and $552,563 in appreciation project a total return of $513,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.0% |
| Monthly Cash Flow | $(3,732) | $3,000 |
City averages based on Princeville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,657 |
| Total Monthly Debt Service | $10,593 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96722, Princeville, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,565 (100%) |
| Owner Occupied HU | 1,078 (30.2%) |
| Renter Occupied HU | 608 (17.1%) |
| Vacant Housing Units | 1,879 (52.7%) |
| Median Home Value | $1,213,396 |
| Average Home Value | $1,346,563 |
Housing Distribution
Address Breakdown
Residential
1,260
Single Family
1,005
Multi-Family
255
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96722, Princeville, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,565 (100%) |
| Owner Occupied HU | 1,078 (30.2%) |
| Renter Occupied HU | 608 (17.1%) |
| Vacant Housing Units | 1,879 (52.7%) |
| Median Home Value | $1,213,396 |
| Average Home Value | $1,346,563 |
Housing Distribution
Address Breakdown
Residential
1,260
Single Family
1,005
Multi-Family
255
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shari A. Meier • Aloha Sotheby's Intl Realty - Kaua'i
Mls Name: Hawaii Information Service
Mls ID: #723405