3920 County Road 1719Holly PondAL35083
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3920 County Road 1719, Holly Pond, AL, 35083 in Holly Pond fits: $1,600,000, 2.53% gross yield, and a projected 5% annual appreciation rate adding $442,051 in value within five years. Rental yield 2.53%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.47) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $14,736/yr in principal paydown and $442,051 in appreciation project a total return of $238,934.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 6.0% |
| Monthly Cash Flow | $(5,656) | $300 |
City averages based on Holly Pond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,376 |
| Total Monthly Debt Service | $8,395 |
| DSCR Ratio | 0.40x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35083, Holly Pond, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,471 (100%) |
| Owner Occupied HU | 1,051 (71.4%) |
| Renter Occupied HU | 284 (19.3%) |
| Vacant Housing Units | 136 ( 9.2%) |
| Median Home Value | $213,204 |
| Average Home Value | $310,887 |
Housing Distribution
Address Breakdown
Residential
1,371
Single Family
1,371
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35083, Holly Pond, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,471 (100%) |
| Owner Occupied HU | 1,051 (71.4%) |
| Renter Occupied HU | 284 (19.3%) |
| Vacant Housing Units | 136 ( 9.2%) |
| Median Home Value | $213,204 |
| Average Home Value | $310,887 |
Housing Distribution
Address Breakdown
Residential
1,371
Single Family
1,371
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy Heatherly • DOYLE REAL ESTATE AGENCY
Mls Name: Strategic MLS Alliance
Mls ID: #514197
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.