392 Los Altos DrPocatelloID83201
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 392 Los Altos Dr, Pocatello, ID, 83201 in Pocatello fits: $499,900, 4.97% gross yield, and a projected 5% annual appreciation rate adding $138,113 in value within five years. Rental yield 4.97%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.92) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,604/yr in principal paydown and $138,113 in appreciation project a total return of $136,722.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 5.8% |
| Monthly Cash Flow | $(806) | $420 |
City averages based on Pocatello market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,070 |
| Total Monthly Debt Service | $2,677 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1958
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83201, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,799 (100%) |
| Owner Occupied HU | 10,384 (61.8%) |
| Renter Occupied HU | 5,367 (31.9%) |
| Vacant Housing Units | 1,048 ( 6.2%) |
| Median Home Value | $346,799 |
| Average Home Value | $373,183 |
Housing Distribution
Address Breakdown
Residential
15,926
Single Family
14,778
Multi-Family
1,148
Businesses
1,282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1958
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83201, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,799 (100%) |
| Owner Occupied HU | 10,384 (61.8%) |
| Renter Occupied HU | 5,367 (31.9%) |
| Vacant Housing Units | 1,048 ( 6.2%) |
| Median Home Value | $346,799 |
| Average Home Value | $373,183 |
Housing Distribution
Address Breakdown
Residential
15,926
Single Family
14,778
Multi-Family
1,148
Businesses
1,282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Madeline Eaton • Premier Properties
Mls Name: PCTMLS
Mls Provider:
Mls ID: #578986
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.