3918 W 118th Pl #8HawthorneCA90250
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 3918 W 118th Pl #8, Hawthorne, CA, 90250 in Hawthorne is capital appreciation. Rental yield 5.03%. The 5.03% gross yield at $600,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $165,769 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.93) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $150,416.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 5.5% |
| Monthly Cash Flow | $(1,198) | $300 |
City averages based on Hawthorne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,514 |
| Total Monthly Debt Service | $3,473 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1991
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1991
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donovan Palmer • Don Realty
Mls Name: CRMLS
Mls ID: #SW25193791