3917 Kangaroo Creek RdGazelleCA96034
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3917 Kangaroo Creek Rd, Gazelle, CA, 96034 in Gazelle. At $360,000 it earns $2,577/mo in rent and distributes $350/mo to the owner after the $1,619/mo payment, a consistent 8.59% yield. DSCR 1.59 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $99,461 in value; $3,316/yr in principal paydown compounds ownership stake. Total projected return: $159,003.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $350 | $1,200 |
City averages based on Gazelle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,577 |
| Total Monthly Debt Service | $2,084 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96034, Gazelle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 56 (65.1%) |
| Renter Occupied HU | 23 (26.7%) |
| Vacant Housing Units | 7 ( 8.1%) |
| Median Home Value | $426,316 |
| Average Home Value | $491,250 |
Housing Distribution
Address Breakdown
Residential
38
Single Family
38
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96034, Gazelle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 56 (65.1%) |
| Renter Occupied HU | 23 (26.7%) |
| Vacant Housing Units | 7 ( 8.1%) |
| Median Home Value | $426,316 |
| Average Home Value | $491,250 |
Housing Distribution
Address Breakdown
Residential
38
Single Family
38
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ann Illian • Cornerstone Properties
Mls Name: SMLS
Mls Provider:
Mls ID: #20250153
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.