3913 Pine Ridge RdShawneeOK74804
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Shawnee rental at 3913 Pine Ridge Rd, Shawnee, OK, 74804 sits in the solid-income band: 10.22% gross yield, $2,129/mo rent, $495/mo net after the $1,124/mo debt service, DSCR 1.89. Entry price of $249,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $69,070 and $2,303/yr in principal reduction bring total cumulative return to $127,057.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.2% |
| Monthly Cash Flow | $495 | $450 |
City averages based on Shawnee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,129 |
| Total Monthly Debt Service | $1,535 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74804, Shawnee, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,272 (100%) |
| Owner Occupied HU | 5,623 (60.6%) |
| Renter Occupied HU | 2,856 (30.8%) |
| Vacant Housing Units | 793 ( 8.6%) |
| Median Home Value | $236,890 |
| Average Home Value | $253,463 |
Housing Distribution
Address Breakdown
Residential
9,144
Single Family
8,395
Multi-Family
749
Businesses
733
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74804, Shawnee, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,272 (100%) |
| Owner Occupied HU | 5,623 (60.6%) |
| Renter Occupied HU | 2,856 (30.8%) |
| Vacant Housing Units | 793 ( 8.6%) |
| Median Home Value | $236,890 |
| Average Home Value | $253,463 |
Housing Distribution
Address Breakdown
Residential
9,144
Single Family
8,395
Multi-Family
749
Businesses
733
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Candice Wheeler • LIME Realty
Mls Name: MLSOK/OKCMAR
Mls Provider:
Mls ID: #1149949
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