3913 Mount StBerwickLA70342
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 3913 Mount St, Berwick, LA, 70342 in Berwick: $2,183/mo in rent, $640/mo net, 10.52% gross yield, all on a $249,000 acquisition. The 1.95 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $68,794 in value, and $2,293/yr in principal paydown steadily builds equity. Projected total cumulative return: $135,645.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 7.0% |
| Monthly Cash Flow | $640 | $800 |
City averages based on Berwick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,183 |
| Total Monthly Debt Service | $1,443 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70342, Berwick, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,004 (100%) |
| Owner Occupied HU | 1,196 (59.7%) |
| Renter Occupied HU | 577 (28.8%) |
| Vacant Housing Units | 231 (11.5%) |
| Median Home Value | $182,181 |
| Average Home Value | $272,979 |
Housing Distribution
Address Breakdown
Residential
1,942
Single Family
1,891
Multi-Family
51
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70342, Berwick, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,004 (100%) |
| Owner Occupied HU | 1,196 (59.7%) |
| Renter Occupied HU | 577 (28.8%) |
| Vacant Housing Units | 231 (11.5%) |
| Median Home Value | $182,181 |
| Average Home Value | $272,979 |
Housing Distribution
Address Breakdown
Residential
1,942
Single Family
1,891
Multi-Family
51
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices