3912 Powell RdChester SpringsPA19425
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3912 Powell Rd, Chester Springs, PA, 19425 in Chester Springs at $1,199,900, 5.77% gross yield, is a market-growth asset. Rental yield 5.77%. The $5,768/mo rent partially funds the $5,396/mo debt service; the core return is the 5%/yr price growth projected to add $331,510 over five years. Ziffy Mortgage's DSCR mortgage (1.07) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $317,168.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.2% |
| Monthly Cash Flow | $(2,176) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,768 |
| Total Monthly Debt Service | $7,467 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
0.34 Acres lot
$N/A/sqft
$245 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19425, Chester Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,032 (100%) |
| Owner Occupied HU | 5,056 (83.8%) |
| Renter Occupied HU | 738 (12.2%) |
| Vacant Housing Units | 238 ( 3.9%) |
| Median Home Value | $694,958 |
| Average Home Value | $719,277 |
Housing Distribution
Address Breakdown
Residential
5,856
Single Family
5,856
Multi-Family
0
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
0.34 Acres lot
$N/A/sqft
$245 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19425, Chester Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,032 (100%) |
| Owner Occupied HU | 5,056 (83.8%) |
| Renter Occupied HU | 738 (12.2%) |
| Vacant Housing Units | 238 ( 3.9%) |
| Median Home Value | $694,958 |
| Average Home Value | $719,277 |
Housing Distribution
Address Breakdown
Residential
5,856
Single Family
5,856
Multi-Family
0
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices