3912 Falcon DrNapervilleIL60564
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3912 Falcon Dr, Naperville, IL, 60564 in Naperville. Priced at $630,000, it generates $7,604/mo in gross rent and $3,220/mo in net monthly cash flow, a 14.48% yield that comfortably supports the 2.68 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $38,640. Five-year appreciation: $174,057. Equity from principal paydown: $5,802/yr. Total projected cumulative return: $448,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 5.1% |
| Monthly Cash Flow | $3,220 | $1,850 |
City averages based on Naperville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,604 |
| Total Monthly Debt Service | $4,134 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
10,875 sqft lot
$N/A/sqft
$175 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
10,875 sqft lot
$N/A/sqft
$175 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices