3912 E Archer StTulsaOK74115
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 3912 E Archer St, Tulsa, OK, 74115 in Tulsa is listed at $129,999 and delivers $1,250/mo in rent and $420/mo in net monthly cash flow. The 11.54% yield and 2.14 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $35,916 over five years, and $1,197/yr in principal reduction supplements cash return. Total projected cumulative return: $76,444.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 7.2% |
| Monthly Cash Flow | $420 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,250 |
| Total Monthly Debt Service | $778 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74115, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,519 (100%) |
| Owner Occupied HU | 4,244 (44.6%) |
| Renter Occupied HU | 4,230 (44.4%) |
| Vacant Housing Units | 1,045 (11.0%) |
| Median Home Value | $75,082 |
| Average Home Value | $205,539 |
Housing Distribution
Address Breakdown
Residential
9,024
Single Family
8,839
Multi-Family
185
Businesses
997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74115, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,519 (100%) |
| Owner Occupied HU | 4,244 (44.6%) |
| Renter Occupied HU | 4,230 (44.4%) |
| Vacant Housing Units | 1,045 (11.0%) |
| Median Home Value | $75,082 |
| Average Home Value | $205,539 |
Housing Distribution
Address Breakdown
Residential
9,024
Single Family
8,839
Multi-Family
185
Businesses
997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices