39110 Kearsarge Mill RdAltaCA95701
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Alta at 39110 Kearsarge Mill Rd, Alta, CA, 95701 projects strong ROI of 3.73%. Rental yield 2.08%. With 5% annual appreciation, the property builds $1,174,197 in value over five years. Equity growth combined delivers a projected five-year ROI of 32.74%, translating into $393,073 in total cumulative return on $1,200,625 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 5.0% |
| Monthly Cash Flow | $(18,933) | $1,500 |
City averages based on Alta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,358 |
| Total Monthly Debt Service | $24,600 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95701, Alta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 284 (57.4%) |
| Renter Occupied HU | 66 (13.3%) |
| Vacant Housing Units | 145 (29.3%) |
| Median Home Value | $865,234 |
| Average Home Value | $952,183 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95701, Alta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 284 (57.4%) |
| Renter Occupied HU | 66 (13.3%) |
| Vacant Housing Units | 145 (29.3%) |
| Median Home Value | $865,234 |
| Average Home Value | $952,183 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226035208