391 Rock Forge RdJeffersonGA30549
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 391 Rock Forge Rd, Jefferson, GA, 30549 in Jefferson earns a 8.47% gross yield at $305,900. Rent of $2,160/mo nets $298/mo after the $1,376/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $84,515 and $2,817/yr in equity accumulation project a total cumulative return of $135,058.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.5% |
| Monthly Cash Flow | $298 | $200 |
City averages based on Jefferson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $1,740 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kimberly Harkey • Heritage Realty & Associates
Mls Name: Classic MLS
Mls Provider:
Mls ID: #1024467
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.