391 N Ermen LnOsceolaAR72370
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 391 N Ermen Ln, Osceola, AR, 72370 in Osceola earns a 9.45% gross yield at $190,000. Rent of $1,496/mo nets $354/mo after the $854/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $52,494 and $1,750/yr in equity accumulation project a total cumulative return of $94,707.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $354 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,496 |
| Total Monthly Debt Service | $1,067 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72370, Osceola, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,757 (100%) |
| Owner Occupied HU | 1,428 (38.0%) |
| Renter Occupied HU | 1,760 (46.8%) |
| Vacant Housing Units | 569 (15.1%) |
| Median Home Value | $143,667 |
| Average Home Value | $178,932 |
Housing Distribution
Address Breakdown
Residential
3,520
Single Family
3,296
Multi-Family
224
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72370, Osceola, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,757 (100%) |
| Owner Occupied HU | 1,428 (38.0%) |
| Renter Occupied HU | 1,760 (46.8%) |
| Vacant Housing Units | 569 (15.1%) |
| Median Home Value | $143,667 |
| Average Home Value | $178,932 |
Housing Distribution
Address Breakdown
Residential
3,520
Single Family
3,296
Multi-Family
224
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Braxten Tatum • Century 21 Portfolio
Mls Name: Northeast Arkansas BOR
Mls ID: #10123035
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.