3909 Elm AveMontgomeryAL36109








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montgomery at 3909 Elm Ave, Montgomery, AL, 36109 offers a 10.19% rental yield on a $179,999 purchase with $1,529/mo rent. Total monthly income registers $1,529/mo, and a $881/mo payment leaves $513/mo available for distribution. Annual cash flow reaches $6,156/yr on $59,670 to close, and return on cash invested stands at 30.23% in year one. Equity gained on principal adds $1,162/yr while 5% annual appreciation supports $49,730 over five years. Portfolio math shows five-year ROI at 157.45% and total cumulative return in cash at $93,952. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,529/mo property income against a $881/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1986
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36109, Montgomery, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,022 (100%) |
| Owner Occupied HU | 6,978 (63.3%) |
| Renter Occupied HU | 3,255 (29.5%) |
| Vacant Housing Units | 789 ( 7.2%) |
| Median Home Value | $154,173 |
| Average Home Value | $182,479 |
Housing Distribution
Address Breakdown
Residential
10,699
Single Family
10,450
Multi-Family
249
Businesses
765
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Listed by: Deanna L. Mitchell • EXIT Realty Legacy Homes
Mls Name: MAAR
Mls ID: #581623








