3908 Putter PlMuskogeeOK74403
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3908 Putter Pl, Muskogee, OK, 74403 in Muskogee at $749,000, 2.31% gross yield, is a market-growth asset. Rental yield 2.31%. The $1,440/mo rent partially funds the $3,368/mo debt service; the core return is the 5%/yr price growth projected to add $206,935 over five years. Ziffy Mortgage's DSCR mortgage (0.43) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $67,296.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 6.2% |
| Monthly Cash Flow | $(3,380) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $4,522 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74403, Muskogee, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,388 (100%) |
| Owner Occupied HU | 7,138 (53.3%) |
| Renter Occupied HU | 4,499 (33.6%) |
| Vacant Housing Units | 1,751 (13.1%) |
| Median Home Value | $166,442 |
| Average Home Value | $199,164 |
Housing Distribution
Address Breakdown
Residential
12,716
Single Family
11,451
Multi-Family
1,265
Businesses
814
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74403, Muskogee, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,388 (100%) |
| Owner Occupied HU | 7,138 (53.3%) |
| Renter Occupied HU | 4,499 (33.6%) |
| Vacant Housing Units | 1,751 (13.1%) |
| Median Home Value | $166,442 |
| Average Home Value | $199,164 |
Housing Distribution
Address Breakdown
Residential
12,716
Single Family
11,451
Multi-Family
1,265
Businesses
814
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Betty J. Blackwell • RE/MAX & ASSOCIATES
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2510087
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.