3903 Sand Dollar PlRocky PointFL33634
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3903 Sand Dollar Pl, Rocky Point, FL, 33634 in Rocky Point. At $839,900 it earns $6,650/mo in rent and distributes $1,014/mo to the owner after the $3,777/mo payment, a consistent 9.5% yield. DSCR 1.76 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $232,049 in value; $7,736/yr in principal paydown compounds ownership stake. Total projected return: $385,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 8.0% |
| Monthly Cash Flow | $1,014 | $500 |
City averages based on Rocky Point market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,650 |
| Total Monthly Debt Service | $5,303 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
10,000 sqft lot
$N/A/sqft
$63 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33634, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,648 (100%) |
| Owner Occupied HU | 4,746 (54.9%) |
| Renter Occupied HU | 3,355 (38.8%) |
| Vacant Housing Units | 547 ( 6.3%) |
| Median Home Value | $343,248 |
| Average Home Value | $391,393 |
Housing Distribution
Address Breakdown
Residential
8,168
Single Family
6,235
Multi-Family
1,933
Businesses
1,442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
10,000 sqft lot
$N/A/sqft
$63 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33634, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,648 (100%) |
| Owner Occupied HU | 4,746 (54.9%) |
| Renter Occupied HU | 3,355 (38.8%) |
| Vacant Housing Units | 547 ( 6.3%) |
| Median Home Value | $343,248 |
| Average Home Value | $391,393 |
Housing Distribution
Address Breakdown
Residential
8,168
Single Family
6,235
Multi-Family
1,933
Businesses
1,442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jac Smith • KELLER WILLIAMS ST PETE REALTY
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8345776
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