3901 Lick Mill Blvd APT 434Santa ClaraCA95054
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 3901 Lick Mill Blvd APT 434, Santa Clara, CA, 95054 in Santa Clara. Rental yield 7.07%. The 1.31 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $179,276 and $5,976/yr in principal reduction project total return of $233,922.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(760) | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,826 |
| Total Monthly Debt Service | $3,756 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
908 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
908 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mei Ling • 8 Blocks Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82034732