3901 Cedar Hill Rd APT 22Little RockAR72202
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 3901 Cedar Hill Rd APT 22, Little Rock, AR, 72202 in Little Rock achieves a 1.76 ratio at $230,000: $1,823/mo rent versus $1,034/mo debt service. Rental yield 9.51%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.51% yield compounds alongside 5% annual appreciation projecting $63,545 in value. Total projected cumulative return: $76,198.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.1% |
| Monthly Cash Flow | $(214) | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,823 |
| Total Monthly Debt Service | $1,945 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1973
N/A lot
$N/A/sqft
$654 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72202, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,396 (100%) |
| Owner Occupied HU | 1,735 (23.5%) |
| Renter Occupied HU | 4,292 (58.0%) |
| Vacant Housing Units | 1,369 (18.5%) |
| Median Home Value | $296,340 |
| Average Home Value | $477,269 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
3,529
Multi-Family
2,988
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1973
N/A lot
$N/A/sqft
$654 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72202, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,396 (100%) |
| Owner Occupied HU | 1,735 (23.5%) |
| Renter Occupied HU | 4,292 (58.0%) |
| Vacant Housing Units | 1,369 (18.5%) |
| Median Home Value | $296,340 |
| Average Home Value | $477,269 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
3,529
Multi-Family
2,988
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Danielle Pinney • CBRPM Maumelle
Mls Name: CARMLS
Mls Provider:
Mls ID: #25011764
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.