3900 Lewis Ln, Cambridge, MD, 21613 | $298/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cambridge at 3900 Lewis Ln, Cambridge, MD, 21613 uses $131,274 cash to close to unlock $3,580/yr annual cash flow and $298/mo monthly cash flow. Total monthly income runs $2,761/mo, and a $1,938/mo payment keeps the spread at $298/mo. Purchase price stands at $396,000, and rental yield measures 8.37% with $2,761/mo rent. Return on cash invested shows 22.64% in year one, and 5% annual appreciation builds toward $109,408 over five years. Five-year ROI reaches 117.53% and total cumulative return in cash records $154,280. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,761/mo property income covering a $1,938/mo payment rather than investor’s personal income.

Single Family

Built in 2003

3 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21613, Cambridge, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,537 (100%)
Owner Occupied HU	4,519 (47.4%)
Renter Occupied HU	3,505 (36.8%)
Vacant Housing Units	1,513 (15.9%)
Median Home Value	$298,117
Average Home Value	$357,441