3900 Ford Rd APT 10HPhiladelphiaPA19131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.59% yield at 3900 Ford Rd APT 10H, Philadelphia, PA, 19131 in Philadelphia is solid, but the $616/mo payment compresses net cash flow to $197/mo at $137,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $37,851 by year five, and $1,262/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.78) without U.S. income documentation. Total projected return: $64,871.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $197 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,095 |
| Total Monthly Debt Service | $843 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: OwnerEntry.com White • OwnerEntry.com
Mls Name: Bright MLS
Mls ID: #PAPH2516646