390 E Madison Ave APT HEl CajonCA92020








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in El Cajon at 390 E Madison Ave APT H, El Cajon, CA, 92020 with 5% annual appreciation on a $435,000 basis while $3,344/mo rent supports operations. Total monthly income totals $3,344/mo and a $2,129/mo payment preserves $653/mo for cash returns. Annual cash flow comes to $7,837/yr on $144,203 deployed, and return on cash invested reaches 25.34% in year one. Equity gained on principal adds $2,807/yr, and five-year appreciation sums $120,182 alongside rental yield of 9.22%. Five-year ROI measures 132.01% and total cumulative return in cash totals $190,356.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,344/mo property income versus a $2,129/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Townhouse
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92020, El Cajon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,427 (100%) |
| Owner Occupied HU | 8,563 (38.2%) |
| Renter Occupied HU | 13,016 (58.0%) |
| Vacant Housing Units | 848 ( 3.8%) |
| Median Home Value | $859,223 |
| Average Home Value | $900,497 |
Housing Distribution
Address Breakdown
Residential
21,033
Single Family
13,921
Multi-Family
7,112
Businesses
2,417
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Listed by: Virginia Dent • Harcourts JADE
Mls Name: CRMLS
Mls ID: #NDP2508914








