390 County Road 646Cedar BluffAL35959








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Cedar Bluff at 390 County Road 646, Cedar Bluff, AL, 35959 generates $1,135/mo in rent, after a $3,671/mo payment. Total monthly income is $1,135/mo. Return on cash invested sits at 4.99% in year one, and rental yield is 1.82% on a $750,000 entry. Equity gained on principal adds $4,840/yr, while 5% annual appreciation builds toward $207,211 over five years. Five-year ROI reaches 22.1% and total cumulative return in cash sums $54,522. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,135/mo property income rather than buyer’s personal income.
Single Family
Built in N/A
1.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35959, Cedar Bluff, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,132 (100%) |
| Owner Occupied HU | 1,581 (50.5%) |
| Renter Occupied HU | 472 (15.1%) |
| Vacant Housing Units | 1,079 (34.5%) |
| Median Home Value | $218,083 |
| Average Home Value | $256,347 |
Housing Distribution
Address Breakdown
Residential
2,466
Single Family
2,466
Multi-Family
0
Businesses
90
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Nearby investment properties with comparable prices



Listed by: Lou Dempsey • Dempsey Auction Company
Mls Name: My State MLS
Mls ID: #11530269








