39 West StreetWhitehallNY12887








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitehall at 39 West Street, Whitehall, NY, 12887 earns from $1,473/mo rent with a $1,175/mo payment. Total monthly income totals $1,473/mo. ROI tracks 17.95% on current figures, and rental yield reads 7.36% at a $240,000 purchase. Equity gained on principal adds $1,549/yr, and 5% annual appreciation supports $66,308 over five years. Five-year ROI reaches 92.96% and total cumulative return in cash sums $73,958. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,473/mo property income instead of your personal income.
Single Family
Built in 1900
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12887, Whitehall, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,491 (100%) |
| Owner Occupied HU | 1,434 (57.6%) |
| Renter Occupied HU | 634 (25.5%) |
| Vacant Housing Units | 423 (17.0%) |
| Median Home Value | $194,369 |
| Average Home Value | $233,584 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
2,092
Multi-Family
0
Businesses
121
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