39 Shoreline DrGeneseoKS67444
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 39 Shoreline Dr, Geneseo, KS, 67444 in Geneseo is a conservative rental investment at $235,000. Rental yield 7.34%. A 1.36 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $64,926; $2,164/yr in principal paydown supplements. Total projected return: $81,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 7.0% |
| Monthly Cash Flow | $(126) | $420 |
City averages based on Geneseo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,438 |
| Total Monthly Debt Service | $1,470 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67444, Geneseo, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 318 (100%) |
| Owner Occupied HU | 164 (51.6%) |
| Renter Occupied HU | 32 (10.1%) |
| Vacant Housing Units | 122 (38.4%) |
| Median Home Value | $144,444 |
| Average Home Value | $199,695 |
Housing Distribution
Address Breakdown
Residential
229
Single Family
182
Multi-Family
47
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67444, Geneseo, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 318 (100%) |
| Owner Occupied HU | 164 (51.6%) |
| Renter Occupied HU | 32 (10.1%) |
| Vacant Housing Units | 122 (38.4%) |
| Median Home Value | $144,444 |
| Average Home Value | $199,695 |
Housing Distribution
Address Breakdown
Residential
229
Single Family
182
Multi-Family
47
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: VALERIE PRYOR • PLAZA/ASTLE REALTY
Mls Name: Mid Kansas MLS & Prairie Land Realtors
Mls ID: #50742
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.