39 Railroad StLincolntonNC28092








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Lincolnton at 39 Railroad St, Lincolnton, NC, 28092 uses $55,990 cash to close to unlock $3,388/yr annual cash flow and $282/mo monthly cash flow. Total monthly income runs $1,312/mo, and a $827/mo payment keeps the spread at $282/mo. Purchase price stands at $168,900, and rental yield measures 9.32% with $1,312/mo rent. Return on cash invested shows 25.96% in year one, and 5% annual appreciation builds toward $46,664 over five years. Five-year ROI reaches 135.24% and total cumulative return in cash records $75,720. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,312/mo property income covering a $827/mo payment rather than investor’s personal income.
Single Family
Built in 1920
0.14 Acres lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



Listed by: Marsha Jordan • Apple Realty of Lincolnton
Mls Name: Canopy MLS as distributed by MLS GRID
Mls Provider:
Mls ID: #4234127
Disclaimer: Based on information submitted to the MLS GRID as of 2025-03-16 17:58:08 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#87)







