39 Pickerell RdBuffaloKY42716
INVESTMENT ANALYSIS
Investment Verdict
Solid Income39 Pickerell Rd, Buffalo, KY, 42716 in Buffalo is a solid income-producing rental, 8.82% gross yield, $1,763/mo rent, $303/mo net cash flow on a $239,900 buy. DSCR 1.63 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $66,280 and $2,210/yr in principal reduction project a total cumulative return of $110,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.5% |
| Monthly Cash Flow | $303 | $900 |
City averages based on Buffalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,763 |
| Total Monthly Debt Service | $1,365 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
24.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42716, Buffalo, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 643 (100%) |
| Owner Occupied HU | 475 (73.9%) |
| Renter Occupied HU | 94 (14.6%) |
| Vacant Housing Units | 74 (11.5%) |
| Median Home Value | $208,784 |
| Average Home Value | $233,284 |
Housing Distribution
Address Breakdown
Residential
710
Single Family
691
Multi-Family
19
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
24.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42716, Buffalo, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 643 (100%) |
| Owner Occupied HU | 475 (73.9%) |
| Renter Occupied HU | 94 (14.6%) |
| Vacant Housing Units | 74 (11.5%) |
| Median Home Value | $208,784 |
| Average Home Value | $233,284 |
Housing Distribution
Address Breakdown
Residential
710
Single Family
691
Multi-Family
19
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices