39 Harrison St APT BRoslindaleMA02131
INVESTMENT ANALYSIS
Investment Verdict
Solid Income39 Harrison St APT B, Roslindale, MA, 02131 in Roslindale is a solid income-producing rental, 8.82% gross yield, $4,256/mo rent, $607/mo net cash flow on a $579,000 buy. DSCR 1.63 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $159,967 and $5,333/yr in principal reduction project a total cumulative return of $258,864.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $607 | $1,200 |
City averages based on Roslindale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,256 |
| Total Monthly Debt Service | $3,419 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1988
1,729 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02131, Roslindale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,689 (100%) |
| Owner Occupied HU | 6,509 (51.3%) |
| Renter Occupied HU | 5,417 (42.7%) |
| Vacant Housing Units | 763 ( 6.0%) |
| Median Home Value | $673,929 |
| Average Home Value | $736,627 |
Housing Distribution
Address Breakdown
Residential
11,926
Single Family
9,333
Multi-Family
2,593
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1988
1,729 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02131, Roslindale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,689 (100%) |
| Owner Occupied HU | 6,509 (51.3%) |
| Renter Occupied HU | 5,417 (42.7%) |
| Vacant Housing Units | 763 ( 6.0%) |
| Median Home Value | $673,929 |
| Average Home Value | $736,627 |
Housing Distribution
Address Breakdown
Residential
11,926
Single Family
9,333
Multi-Family
2,593
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Harold Patton • Generations Realty Group
Mls Name: MLS PIN
Mls ID: #73426647