39 Carrie StreetTomalesCA94971
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 39 Carrie Street, Tomales, CA, 94971 in Tomales is a conservative rental investment at $945,000. Rental yield 7.37%. A 1.37 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $261,086; $8,704/yr in principal paydown supplements. Total projected return: $355,469.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $(45) | $1,500 |
City averages based on Tomales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,801 |
| Total Monthly Debt Service | $5,470 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94971, Tomales, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 113 (100%) |
| Owner Occupied HU | 57 (50.4%) |
| Renter Occupied HU | 35 (31.0%) |
| Vacant Housing Units | 21 (18.6%) |
| Median Home Value | $1,293,478 |
| Average Home Value | $1,245,833 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94971, Tomales, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 113 (100%) |
| Owner Occupied HU | 57 (50.4%) |
| Renter Occupied HU | 35 (31.0%) |
| Vacant Housing Units | 21 (18.6%) |
| Median Home Value | $1,293,478 |
| Average Home Value | $1,245,833 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Theresa E Donohue • Coldwell Banker Realty
Mls Name: BAREIS
Mls ID: #326005606