39 Blue Jay DriveToms RiverNJ08755
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable and efficiently structured, 39 Blue Jay Drive, Toms River, NJ, 08755 in Toms River is a conservative rental investment at $350,000. Rental yield 8.37%. A 1.47 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $96,699; $2,934/yr in principal paydown supplements. Total projected return: $124,138.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.5% |
| Monthly Cash Flow | $(54) | $1,850 |
City averages based on Toms River market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,441 |
| Total Monthly Debt Service | $2,441 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.36 Acres lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: Kunal Doshi • EXP Realty
Mls Name: MoreMLS
Mls ID: #22529494










