39 Balmoral Drive UNIT 39StrathamNH03885
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.60 makes 39 Balmoral Drive UNIT 39, Stratham, NH, 03885 in Stratham one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.53%. The 8.53% yield, 5% annual appreciation ($92,416 over five years), and $3,081/yr in principal reduction project a total cumulative return of $114,617.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $(259) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,408 |
| Total Monthly Debt Service | $2,504 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
N/A lot
$N/A/sqft
$395 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03885, Stratham, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,109 (100%) |
| Owner Occupied HU | 2,766 (89.0%) |
| Renter Occupied HU | 279 ( 9.0%) |
| Vacant Housing Units | 64 ( 2.1%) |
| Median Home Value | $691,210 |
| Average Home Value | $753,709 |
Housing Distribution
Address Breakdown
Residential
3,040
Single Family
3,026
Multi-Family
14
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
N/A lot
$N/A/sqft
$395 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03885, Stratham, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,109 (100%) |
| Owner Occupied HU | 2,766 (89.0%) |
| Renter Occupied HU | 279 ( 9.0%) |
| Vacant Housing Units | 64 ( 2.1%) |
| Median Home Value | $691,210 |
| Average Home Value | $753,709 |
Housing Distribution
Address Breakdown
Residential
3,040
Single Family
3,026
Multi-Family
14
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Folkerts • KW Coastal and Lakes & Mountains Realty
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5038622
Disclaimer: Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2025-05-05 12:49:55 PDT. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.