3890 Nobel Dr Unit 1404San DiegoCA92122
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 3890 Nobel Dr Unit 1404, San Diego, CA, 92122 in San Diego achieves a 1.90 ratio at $497,000: $4,254/mo rent versus $2,235/mo debt service. Rental yield 10.27%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 10.27% yield compounds alongside 5% annual appreciation projecting $137,312 in value. Total projected cumulative return: $264,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 4.8% |
| Monthly Cash Flow | $(2,555) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,254 |
| Total Monthly Debt Service | $2,877 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1991
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1991
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jon Schwartz • Pacific Regent Realty
Mls Name: CRMLS
Mls ID: #NDP2509408