389 Chestnut TrlCrownsvilleMD21032
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow389 Chestnut Trl, Crownsville, MD, 21032 in Crownsville earns its strong cash-flow label: 11.66% yield, $2,670/mo rent, $960/mo net income, DSCR 2.16. The $274,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $75,950 by year five. Combined with $2,532/yr in principal paydown, total projected return reaches $166,074.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.8% |
| Monthly Cash Flow | $960 | $350 |
City averages based on Crownsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,670 |
| Total Monthly Debt Service | $1,600 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1934
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21032, Crownsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,651 (100%) |
| Owner Occupied HU | 3,109 (85.2%) |
| Renter Occupied HU | 326 ( 8.9%) |
| Vacant Housing Units | 216 ( 5.9%) |
| Median Home Value | $760,248 |
| Average Home Value | $839,619 |
Housing Distribution
Address Breakdown
Residential
3,553
Single Family
3,552
Multi-Family
1
Businesses
203
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1934
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21032, Crownsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,651 (100%) |
| Owner Occupied HU | 3,109 (85.2%) |
| Renter Occupied HU | 326 ( 8.9%) |
| Vacant Housing Units | 216 ( 5.9%) |
| Median Home Value | $760,248 |
| Average Home Value | $839,619 |
Housing Distribution
Address Breakdown
Residential
3,553
Single Family
3,552
Multi-Family
1
Businesses
203
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: R.J. Breeden • Berkshire Hathaway HomeServices Homesale Realty
Mls Name: Bright MLS
Mls ID: #MDAA2134610