3888 Old Pence Farm RdMetterGA30439
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3888 Old Pence Farm Rd, Metter, GA, 30439 in Metter worth study. Rental yield 5.4%. The 5.4% gross yield is below cash-flow benchmarks at $299,000, but 5% annual appreciation, adding $82,608 over five years, frames this as a capital growth position. Rent of $1,345/mo partially offsets the $1,344/mo payment. Ziffy Mortgage finances appreciation-play properties (1.00 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $82,728.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.0% |
| Monthly Cash Flow | $(475) | $300 |
City averages based on Metter market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,345 |
| Total Monthly Debt Service | $1,701 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30439, Metter, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,264 (100%) |
| Owner Occupied HU | 2,584 (60.6%) |
| Renter Occupied HU | 1,247 (29.2%) |
| Vacant Housing Units | 433 (10.2%) |
| Median Home Value | $174,640 |
| Average Home Value | $210,261 |
Housing Distribution
Address Breakdown
Residential
3,802
Single Family
3,761
Multi-Family
41
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30439, Metter, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,264 (100%) |
| Owner Occupied HU | 2,584 (60.6%) |
| Renter Occupied HU | 1,247 (29.2%) |
| Vacant Housing Units | 433 (10.2%) |
| Median Home Value | $174,640 |
| Average Home Value | $210,261 |
Housing Distribution
Address Breakdown
Residential
3,802
Single Family
3,761
Multi-Family
41
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jasmin N. Ripoll • Keller Williams Coastal Area P
Mls Name: Hive MLS
Mls Provider:
Mls ID: #SA339532
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.