3887 NW 46th TerOcalaFL34482
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Ocala rental at 3887 NW 46th Ter, Ocala, FL, 34482 sits in the solid-income band: 11.81% gross yield, $2,948/mo rent, $433/mo net after the $1,347/mo debt service, DSCR 2.19. Entry price of $299,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $82,746 and $2,758/yr in principal reduction bring total cumulative return to $175,976.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.2% |
| Monthly Cash Flow | $433 | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,948 |
| Total Monthly Debt Service | $1,868 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34482, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,950 (100%) |
| Owner Occupied HU | 7,522 (68.7%) |
| Renter Occupied HU | 2,031 (18.5%) |
| Vacant Housing Units | 1,397 (12.8%) |
| Median Home Value | $331,531 |
| Average Home Value | $396,733 |
Housing Distribution
Address Breakdown
Residential
9,697
Single Family
9,427
Multi-Family
270
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34482, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,950 (100%) |
| Owner Occupied HU | 7,522 (68.7%) |
| Renter Occupied HU | 2,031 (18.5%) |
| Vacant Housing Units | 1,397 (12.8%) |
| Median Home Value | $331,531 |
| Average Home Value | $396,733 |
Housing Distribution
Address Breakdown
Residential
9,697
Single Family
9,427
Multi-Family
270
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices